通过储存和转移购买力，货币促进了经济交易，协调了经济活动。但是什么是钱？它是如何产生的？分发？金钱是如何获得价值的，而价值又是如何变化的？金钱如何影响经济、社会？
这本书探讨了货币作为一个“代币”系统，代表个人代理人的购买力。它着眼于货币如何从债务/信用关系、易货和硬币发展为黄金支持的货币和银行信贷系统，并发展到目前的法定货币、银行信贷、近货币以及最近的数字货币系统。作者先后考察了货币循环在过去50年里是如何变化的，这段时间工资停滞不前，家庭借贷增加，经济日益复杂，并提出了一种新的理论，认为经济是由银行和金融系统协调的复杂系统。
货币：它是什么，它是如何产生的，谁得到它以及它为什么重要，这将引起经济学和金融理论的学生以及任何想要更全面地理解货币理论、经济学、货币和银行学的人的兴趣。
Money: What It Is, How It’s Created, Who Gets It, and Why It Matters (EPUB)
By enabling the storage and transfer of purchasing power, money facilitates economic transactions and coordinates economic activity. But what is money? How is it generated? Distributed? How does money acquire value and that value change? How does money impact the economy, society?
This book explores money as a system of “tokens” that represent the purchasing power of individual agents. It looks at how money developed from debt/credit relationships, barter and coins into a system of gold-backed currencies and bank credit and on to the present system of fiat money, bank credit, near-money and, more recently, digital currencies. The author successively examines how the money circuit has changed over the last 50 years, a period of stagnant wages, increased household borrowing and growing economic complexity, and argues for a new theory of economies as complex systems, coordinated by a banking and financial system.
Money: What It Is, How It’s Created, Who Gets It and Why It Matters will be of interest to students of economics and finance theory and anyone wanting a more complete understanding of monetary theory, economics, money and banking.
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