从国税局那里省下你的钱
即将退休？72岁以上，面临强制退出规则？刚刚从退休计划中继承了钱？
无论你是否有个人退休账户、罗斯个人退休账户、401（k）、基奥或其他退休计划，这本书都将帮助你理解取钱的规则。更重要的是，它将告诉你如何避免隐藏在细则中的严厉税收和处罚。它涵盖
退休前后的税收策略
所需的分配以及您需要接受的金额
提前拿钱的处罚以及如何避免
离婚时如何分配计划
你死后你的退休计划会怎样
从继承计划中提取资金的不同规则。
第15版涵盖了所有最新的变化，包括
所需发行版的新起始年龄
继承性退休分配规则的重大变化
计划和IRA
关于税收和还款的新规定
新冠病毒相关分布，以及
新的强制性分配预期寿命表。
IRAs, 401(k)s & Other Retirement Plans: Strategies for Taking Your Money Out, 15th Edition
Save your nest egg from the IRS
About to retire? Over 72 and facing mandatory withdrawal rules? Just inherited money from a retirement plan?
Whether you have an IRA, Roth IRA, 401(k), Keogh or other retirement plan, this book will help you make sense of the rules for taking your money out. Even more important, it will show you how to avoid the stiff taxes and penalties that lurk in the fine print. It covers
tax strategies before and after retirement
required distributions and how much you need to take
penalties for taking money out early and how to avoid them
how to divide a plan at divorce
what happens to your retirement plan after your death, and
different rules for taking money out of an inherited plan.
The 15th edition covers all of the latest changes, including
new start age for required distributions
big changes to distribution rules for inherited retirement
plans and IRAs
new rules regarding the taxation and repayment of
Covid-related distributions, and
new life expectancy tables for mandatory distributions.
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